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Screenshot State Bank of India Credit Card Home Page

When it comes to spending in modern times, the use of a credit card is almost a natural occurrence. It can also be quite a blow to a budget when these cards aren’t managed properly. With the right mix of benefits and use, a credit card can also provide customers with a number of perks. State Bank of India Credit Cards offers something for customers from all walks of life. This review compares these cards to some of the best on the planet.

Another bank that offers a great range of credit cards, is Citibank.

About State Bank of India

State Bank of India
Screenshot of State Bank of India Home Page

With a history of over 200 years, the State Bank of India has a lot of history in the communities it serves, as well as the formation of great products and services. In the fifties, the bank was tasked with the objective to make banking more accessible to those in rural areas. It still fosters those relationships to this day.

A full review on Deutsche Bank is available.

State Bank of India Credit Cards Product Offerings

Screenshot Some Credit Card Options State Bank of India

SBI Card ELITE and SBI Card ELITE Advantage

These cards offer a welcome e-Gift voucher worth Rs 5,000 when customers sign up. Furthermore, they also get free movie tickets worth Rs 6,000 every year.

  • Customers have the opportunity to earn up to 50,000 bonus reward points worth Rs 12,500 per year.
  • They also enjoy complimentary membership to Club Vistara and the Trident Privilege program.

SBI Card PRIME and SBI Card PRIME Advantage

These are great options for those who like to travel. Furthermore, customers enjoy complimentary international and domestic airport lounge access.

  • Customers receive a welcome e-gift voucher worth Rs 3,000 on joining.
  • They also have access to linked gift vouchers worth Rs 11,000.
  • Finally, there are 10 reward points per Rs 100 spent on dining, groceries, departmental stores, and movies.

SBI Platinum Card and SBI Advantage Platinum Card

These cards are ideal for those who love shopping and dining out. Furthermore, they receive a card anniversary gift voucher worth Rs 3,000.

  • Customers receive a welcome gift voucher worth Rs 3,000 from popular brands.
  • They also have the opportunity to spend linked gift vouchers worth Rs 6,000.
  • Finally, there are 5x reward points on dining and grocery purchases.

Tata Platinum Card

Customers receive a welcome and anniversary gift option from Taj gift certificates and vouchers worth Rs 3,000 from leading brands.

  • Furthermore, they enjoy up to 5% value back on Tata Partner Outlets.
  • They also receive 3x reward points on dining, grocery, departmental, and international spend.

Tata Titanium Card

This is a great option for those who wish to earn extra when they purchase from Tata Outlets. Furthermore, their savings are up to 5% value back at these outlets.

  • There are 500 Empower points on spends of Rs 2,000 in the first 60 days.
  • Also, customers receive 1.5% value back on spend at Croma retail and online stores.
  • Finally, they earn 3x points on departmental and grocery stores.

SimplyCLICK SBI Card and SimplyCLICK Advantage SBI Card

Customers who enjoy online shopping will find these cards a great fit. They receive an Amazon.in Gift Card worth Rs 500 on joining.

  • They will also earn 5x reward points on online spend, 10x reward points with exclusive partners.
  • Finally, customers receive e-vouchers worth Rs 2,000 on annual online spend of Rs 1 Lakh and Rs 2 Lakhs each.

SimplySAVE SBI Card and SimplySAVE Advantage SBI Card

These are the ideal cards for those who enjoy bonus rewards. Furthermore, customers will receive 2,000 bonus reward points on spends of Rs 2,000 in the first 60 days on the SimplySAVE SBI Card only.

  • They also enjoy 10 reward points per Rs 100 spent on dining, movies, department stores, and grocery spend.
  • Also, those who happen to spend Rs 90,000 and above will have their fees reversed.
  • Finally, customers enjoy a 1% fuel surcharge waiver across all petrol pumps.

SBI Card Unnati

Customers who enjoy saving on fees will find this card ideal. Furthermore, the card is free for the first 4 years.

  • This card provides 1 reward point per Rs 100 spent.
  • Also, there is the opportunity to earn Rs 500 cashback on annual spends of Rs 50,000.
  • Finally, customers enjoy a 1% fuel surcharge waiver across all petrol pumps.

Central SBI Select+ Card

Those who desire a lifestyle and rewards card will find this a good match. Furthermore, they will receive welcome benefits worth R 5,000.

  • Customers enjoy 20 select points per Rs 100 spent on any Central store.
  • They also receive 10 select points per Rs 100 spent on dining and movies.
  • Finally, there are 2 select points per Rs 100 on other retail spends that are not fuel related.

Central SBI Select Card

With this card, customers enjoy welcome benefits worth Rs 1,750.

  • They also receive 10 select points per Rs 100 spent at any Central store.
  • Furthermore, they earn 5 select points per Rs 100 spent on dining and movies.
  • Finally, there is 1 select point per Rs 100 on other retail spends that are non-fuel related.

STYLEUP Contactless Card and fbb SBI STYLEUP Card

Those who appreciate the finer things in life will enjoy the benefits of these cards. Furthermore, they receive 2000 reward points on the card anniversary.

  • There is a flat 10% discount on all fashion apparel, accessories, backpacks, footwear, and school bags at fbb and Big Bazaar Stores.
  • Customers will also enjoy 10x reward points on big bazaar, fbb, and dining spend.
  • Finally, there is a welcome gift voucher from fbb worth Rs 500.

Capital First SBI Card

This card offers great bonus rewards for those who do a lot of lifestyle spending.

  • Customers earn 2,000 bonus reward points on spends of Rs 2,000 in the first 60 days.
  • Furthermore, they enjoy 10 reward points per Rs 100 spent on dining, movies, and electronics.
  • Finally, customers enjoy an anniversary gift bonus of 2000 reward points from the 2nd year onwards on renewal fee payments.

Air India SBI Signature Card

This card provides 20,000 reward points and well as a welcome gift. Furthermore, it is the ideal card for those who love to travel.

  • Customers enjoy a card anniversary gift of 5,000 reward points every year.
  • They also enjoy up to 30 reward points for every Rs 100 spent on Air India tickets.
  • Finally, customers earn up to 100,000 bonus reward points on annual spend.

Air India SBI Platinum Card

This card is a great addition to the traveling wallet. Furthermore, customers enjoy 5,000 reward points as a welcome gift.

  • Customers enjoy a card anniversary gift of 2,000 reward points, every year.
  • They also enjoy up to 15 reward points for every Rs 100 spent on Air India tickets.
  • Finally, customers receive up to 15,000 bonus reward points on annual spend.

Chennai Metro SBI Card

Customers who make frequent use of the Chennai Metro will find this card a great addition. Furthermore, they receive 2000 bonus cash points on spends of Rs 2,000 in the first 60 days.

  • The card is a dual usage Chennai Metro travel and credit card.
  • Also, there are 10x rewards on dining, movies, departmental, and grocery spend.
  • Finally, customers also receive 1 reward point per Rs 100 spent on other categories.

Mumbai Metro SBI Card

Customers enjoy the benefit of a metro card and credit card all rolled into one. Furthermore, they receive a Rs 50 bonus preloaded bonus for their Mumbai Metro travel.

  • The card provides an auto top up of Mumbai Metro wallet by Rs 200 as soon as the balance reaches Rs 50.
  • Also, customers get 2000 bonus rewards points on spends of Rs 2,000 within the first 60 days.
  • Finally, they will earn 10x rewards on auto top up spend.

IRCTC SBI Platinum Card

This is a suitable card for those who make use of the railways. Furthermore, they receive a 10% value bank as rewards points.

  • Customers receive 350 bonus points on activation.
  • Also, they receive a 1.8% transaction charges waiver on online railway ticket bookings.
  • Finally, there is a 1% fuel surcharge waiver at all petrol pumps.

Yatra SBI Card

Customers who enjoy purchasing from Yatra, can enjoy extra benefits with this card.

  • This card provides Rs 8,250 worth of Yatra vouchers on the payment of the joining fee.
  • Furthermore, there are 6x reward points on Yatra, Departmental, and grocery store spend.
  • Also, customers enjoy 1% fuel surcharge waiver at all petrol pumps.
  • Finally, customers enjoy exclusive access to MasterCard airport lounges in India.

Platinum Card Range  

South Indian Bank SBI Platinum Credit Card, Karnataka Bank SBI Platinum Credit Card, Federal Bank SBI Platinum Credit Card, Karur Vysya Bank SBI Platinum Credit Card, Oriental Bank of Commerce SBI Platinum Credit Card, Bank of Maharashtra SBI Platinum Card, and LVB SBI Platinum Credit Card

These cards provide customers with a welcome gift voucher worth Rs 3,000 from anyone of the brand partners.

  • Customers have the opportunity to spend linked gift vouchers worth Rs 6,000.
  • Furthermore, there are 5x reward points on dining, department stores, and international spend.
  • Finally, customers receive an anniversary gift voucher to the value of Rs 3,000.

SimplySAVE Range

South Indian Bank SimplySAVE SBI Card, Karnataka Bank SBI SimplySAVE Card, Federal Bank SBI Credit Card, and LVB SBI SimplySAVE Card

Customers who enjoy bonus rewards will find these cards ideal. Furthermore, customers receive 2,000 bonus reward points on spend of Rs 2,000 in the first 60 days.

  • The card offers 10 reward points per Rs 100 spent on dining, movies, department stores, and groceries.
  • Furthermore, there is an annual fee reversal on spending worth Rs 90,000 or more.
  • Finally, customers enjoy a 1% fuel surcharge waiver across all petrol pumps.

KVB SBI Signature Card

This is the ideal card for those who want access to the finer things in life, and are willing to pay for it. Furthermore, the card provides access to a 24×7 concierge service for gifts or flower delivery and hotel or holiday bookings.

  • Customers receive a welcome gift voucher worth Rs 5,000 from popular brands.
  • There is also a Rs 500 off on movie tickets once a month.
  • Finally, customers enjoy 50,000 bonus rewards points.

Classic Range

Karur Vysya Bank SBI Card, Bank of Maharashtra SBI Card, and Oriental Bank of Commerce SBI Card

These cards offer 2000 bonus reward points on spend of Rs 2,000 within 60 days. There is also a Rs 100 cashback on the first ATM withdrawal. Finally, customers enjoy 2.5% value back on department store and grocery spend.

Those who prefer other loan types should explore the State Bank of India Loans.

Critical Reviews Rating State Bank of India Credit Cards – 8 of 10

Screenshot Additional Card Options State Bank of India

This is a sublime mixture of cards that suit every need and style. Furthermore, customers enjoy the benefits that each range of cards bring to the table. State Bank of India provides customers with a number of options that provide great benefits. There is something for everyone from travel all the way through to those who merely want to redeem their benefits towards lifestyle purchases.

There are two aspects of this range of cards that we would like the bank to take a look at. The first is the obvious fact that none of the pricing is visible at first glance, and customers would need to click a link to get further information. The other is that we would like to see some 0% offers and balance transfer specials to promote the card selection a little. In all other respects, this is a fantastic range of cards.

We recently did a review on State Bank of India Investments. Discover whether this range also offers a perfect rating.

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